Side-by-side · Q2 2026 data
Farmers State Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Farmers State Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 23 | 43 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 66th | 98th |
| Total assets | $1.6B | $2.9B |
| Deposits / shares | $1.3B | $2.1B |
| Capital ratio | 11.20% | 16.94% (stronger) |
| Problem loans | 0.01% (stronger) | 0.54% |
| Net charge-offs | 0.01% (stronger) | 0.23% |
| Return on assets | 1.41% | 2.72% (stronger) |
| Loans ÷ deposits | 102.8% | 95.8% (stronger) |
| Uninsured deposits | 46.0% | 34.0% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and Cedar Rapids Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.