Side-by-side · Q2 2026 data
Farmers State Bank vs Lakeside Bank
Metric by metric
| Measure | Farmers State Bank | Lakeside Bank |
|---|---|---|
| TellerScore | 89 | 92 (stronger) |
| Capital cushion | 94 | 94 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 94th | 97th |
| Total assets | $391.5M | $389.2M |
| Deposits / shares | $335.0M | $311.6M |
| Capital ratio | 14.41% (stronger) | 14.37% |
| Problem loans | 0.59% | 0.00% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 2.05% (stronger) | 1.67% |
| Loans ÷ deposits | 68.0% (stronger) | 83.4% |
| Uninsured deposits | 26.9% | 18.1% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Lakeside Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.