Side-by-side · Q2 2026 data
Farmers State Bank vs TrustTexas Bank, SSB
Metric by metric
| Measure | Farmers State Bank | TrustTexas Bank, SSB |
|---|---|---|
| TellerScore | 89 (stronger) | 54 |
| Capital cushion | 94 (stronger) | 30 |
| Loan quality | 80 (stronger) | 78 |
| Earnings | 100 (stronger) | 30 |
| Funding & liquidity | 79 | 89 (stronger) |
| Problem-loan coverage | 92 (stronger) | 63 |
| Peer percentile | 94th | 10th |
| Total assets | $391.5M | $393.5M |
| Deposits / shares | $335.0M | $384.8M |
| Capital ratio | 14.41% (stronger) | 8.02% |
| Problem loans | 0.59% (stronger) | 0.67% |
| Net charge-offs | -0.09% (stronger) | 0.04% |
| Return on assets | 2.05% (stronger) | 0.24% |
| Loans ÷ deposits | 68.0% | 54.9% (stronger) |
| Uninsured deposits | 26.9% | 25.5% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.3% |
Farmers State Bank has the higher TellerScore (89 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and TrustTexas Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.