Side-by-side · Q2 2026 data
Farmers State Bank vs First Peoples Bank of Tennessee
Metric by metric
| Measure | Farmers State Bank | First Peoples Bank of Tennessee |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 76 (stronger) | 64 |
| Loan quality | 72 | 97 (stronger) |
| Earnings | 51 | 63 (stronger) |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 53rd | 61st |
| Total assets | $232.6M | $219.5M |
| Deposits / shares | $194.3M | $188.3M |
| Capital ratio | 12.63% (stronger) | 11.41% |
| Problem loans | 0.83% | 0.08% (stronger) |
| Net charge-offs | 0.02% | -1.10% (stronger) |
| Return on assets | 0.77% | 1.08% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 83.3% |
| Uninsured deposits | 9.2% (stronger) | 27.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Peoples Bank of Tennessee has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and First Peoples Bank of Tennessee on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.