Side-by-side · Q2 2026 data
Farmers State Bank vs LifeStore Bank
Metric by metric
| Measure | Farmers State Bank | LifeStore Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 72 (stronger) | 63 |
| Earnings | 51 | 66 (stronger) |
| Funding & liquidity | 85 (stronger) | 81 |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 53rd | 47th |
| Total assets | $232.6M | $491.3M |
| Deposits / shares | $194.3M | $429.7M |
| Capital ratio | 12.63% (stronger) | 11.92% |
| Problem loans | 0.83% (stronger) | 1.11% |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 0.77% | 1.14% (stronger) |
| Loans ÷ deposits | 75.1% | 74.5% (stronger) |
| Uninsured deposits | 9.2% (stronger) | 18.8% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and LifeStore Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.