Side-by-side · Q2 2026 data
Farmers State Bank vs BankIowa
Metric by metric
| Measure | Farmers State Bank | BankIowa |
|---|---|---|
| TellerScore | 91 (stronger) | 70 |
| Capital cushion | 94 (stronger) | 75 |
| Loan quality | 93 (stronger) | 67 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 67 (stronger) | 36 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 99th | 43rd |
| Total assets | $1.1B | $846.2M |
| Deposits / shares | $919.5M | $712.7M |
| Capital ratio | 14.37% (stronger) | 12.46% |
| Problem loans | 0.21% (stronger) | 1.00% |
| Net charge-offs | -0.00% | -0.06% (stronger) |
| Return on assets | 2.17% (stronger) | 1.60% |
| Loans ÷ deposits | 93.7% (stronger) | 96.5% |
| Uninsured deposits | 12.7% (stronger) | 40.1% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 6.9% |
Farmers State Bank has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and BankIowa on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.