Side-by-side · Q2 2026 data
Farmers State Bank vs Collins Community Credit Union
Metric by metric
| Measure | Farmers State Bank | Collins Community Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 31 |
| Capital cushion | 94 (stronger) | 28 |
| Loan quality | 93 (stronger) | 18 |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 41 |
| Peer percentile | 99th | 1st |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $919.5M | $1.3B |
| Capital ratio | 14.37% (stronger) | 7.78% |
| Problem loans | 0.21% (stronger) | 2.47% |
| Net charge-offs | -0.00% (stronger) | 0.33% |
| Return on assets | 2.17% (stronger) | -0.17% |
| Loans ÷ deposits | 93.7% | 85.5% (stronger) |
| Uninsured deposits | 12.7% (stronger) | 13.0% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 19.3% |
Farmers State Bank has the higher TellerScore (91 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Collins Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.