Side-by-side · Q2 2026 data
Farmers State Bank vs First Bank Midwest
Metric by metric
| Measure | Farmers State Bank | First Bank Midwest |
|---|---|---|
| TellerScore | 78 (stronger) | 52 |
| Capital cushion | 58 | 59 (stronger) |
| Loan quality | 99 (stronger) | 41 |
| Earnings | 94 (stronger) | 49 |
| Funding & liquidity | 50 (stronger) | 46 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 86th | 9th |
| Total assets | $1.3B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.75% | 10.90% (stronger) |
| Problem loans | 0.02% (stronger) | 1.78% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 1.85% (stronger) | 0.72% |
| Loans ÷ deposits | 77.7% (stronger) | 104.8% |
| Uninsured deposits | 44.9% | 23.6% (stronger) |
| Offices | 12 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 13.7% |
Farmers State Bank has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and First Bank Midwest on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.