Side-by-side · Q2 2026 data
Farmers State Bank vs The National Bank of Indianapolis
Metric by metric
| Measure | Farmers State Bank | The National Bank of Indianapolis |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 58 (stronger) | 43 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 94 (stronger) | 75 |
| Funding & liquidity | 50 (stronger) | 31 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 40th |
| Total assets | $1.3B | $3.0B |
| Deposits / shares | $1.2B | $2.7B |
| Capital ratio | 10.75% (stronger) | 9.29% |
| Problem loans | 0.02% (stronger) | 0.15% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.85% (stronger) | 1.37% |
| Loans ÷ deposits | 77.7% (stronger) | 79.4% |
| Uninsured deposits | 44.9% (stronger) | 60.3% |
| Offices | 12 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 2.5% |
Farmers State Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 7 and The National Bank of Indianapolis on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.