Side-by-side · Q2 2026 data
Farmers State Bank vs Texas Advantage Community Bank, National Association
Bank
Texas Advantage Community Bank, National Association
Alvin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank | Texas Advantage Community Bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 44 |
| Capital cushion | 44 | 63 (stronger) |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 82 (stronger) | 34 |
| Funding & liquidity | 98 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 49 |
| Peer percentile | 75th | 4th |
| Total assets | $196.0M | $192.1M |
| Deposits / shares | $176.8M | $169.7M |
| Capital ratio | 9.39% | 11.33% (stronger) |
| Problem loans | 0.04% (stronger) | 7.09% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 0.36% |
| Loans ÷ deposits | 52.0% | 46.8% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 27.7% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (79 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Texas Advantage Community Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.