Texas Advantage Community Bank, National Association (FDIC certificate #58450) is based in Alvin, Texas. Its Q2 2026 call report shows $192.1M in total assets and $169.7M in deposits and 2 offices.
Based on its Q2 2026 filing, Texas Advantage Community Bank, National Association scores 44/100, which we describe as below average. That is higher than only 4% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 339th. Its strongest component is funding & liquidity (86/100; 47% loans-to-deposits, 28% uninsured), and its lowest is loan quality (0/100; 7.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (61 → 44), mostly because the loan quality component weakened by 45 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 59 |
| Q2 2025 | 61 |
| Q3 2025 | 63 |
| Q4 2025 | 69 |
| Q1 2026 | 54 |
| Q2 2026 | 44 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.52% |
| Q3 2024 | 10.54% |
| Q4 2024 | 10.55% |
| Q1 2025 | 11.12% |
| Q2 2025 | 11.26% |
| Q3 2025 | 11.60% |
| Q4 2025 | 11.96% |
| Q1 2026 | 11.93% |
| Q2 2026 | 11.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 1.04% |
| Q4 2024 | 1.05% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.53% |
| Q4 2025 | 1.06% |
| Q1 2026 | 2.49% |
| Q2 2026 | 7.09% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.68% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $192.1M | 11.33% | 7.09% | 0.36% | 46.8% |
| Q1 2026 | 54 | $190.5M | 11.93% | 2.49% | 0.25% | 50.2% |
| Q4 2025 | 69 | $183.8M | 11.96% | 1.06% | 0.54% | 51.7% |
| Q3 2025 | 63 | $185.7M | 11.60% | 1.53% | 0.61% | 52.4% |
| Q2 2025 | 61 | $179.2M | 11.26% | 1.64% | 0.67% | 55.4% |
| Q1 2025 | 59 | $190.4M | 11.12% | 1.86% | 0.71% | 51.8% |
| Q4 2024 | 64 | $196.3M | 10.55% | 1.05% | 0.68% | 53.1% |
| Q3 2024 | 64 | $191.7M | 10.54% | 1.04% | 0.67% | 56.6% |
| Q2 2024 | 65 | $196.0M | 10.52% | 1.04% | 0.72% | 56.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State BankBank Corrigan, TX | 83 out of 100, Strong | $190.6M | 12.0% | 0.50% | vs |
| Farmers State BankBank Groesbeck, TX | 79 out of 100, Strong | $196.0M | 9.4% | 0.04% | vs |
| Peoples BankBank Paris, TX | 76 out of 100, Strong | $185.4M | 9.6% | 0.25% | vs |
| First State Bank of Ben Wheeler, TexasBank Ben Wheeler, TX | 95 out of 100, Very strong | $185.1M | 15.7% | 0.07% | vs |
| The First National Bank of EvantBank Evant, TX | 78 out of 100, Strong | $199.4M | 9.8% | 0.38% | vs |
| First State BankBank Spearman, TX | 53 out of 100, Below average | $184.0M | 12.6% | 4.44% | vs |
Deposit insurance
Is my money safe at Texas Advantage Community Bank, National Association?
Yes. Texas Advantage Community Bank, National Association is an FDIC-insured institution (FDIC certificate #58450). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.7% of deposits ($47.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.94% (benchmark: 10%).
2 locations
Branches
Texas Advantage Community Bank, National Association lists 2 offices in 2 cities. Most locations:
- Alvin, TX (1)
- Pearland, TX (1)
Identity & history
Profile
- Legal name
- Texas Advantage Community Bank, National Association
- Type
- National bank
- FDIC certificate #
- 58450
- RSSD ID
- 3485215
- Primary regulator
- OCC
- Established
- December 18, 2006
- Headquarters
- 1701 Fairway Dr, Alvin, TX 77511
- Employees
- 26
Quick answers
Texas Advantage Community Bank, National Association: common questions
Is Texas Advantage Community Bank, National Association FDIC insured?
Yes. Texas Advantage Community Bank, National Association is an FDIC-insured institution (FDIC certificate #58450). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Texas Advantage Community Bank, National Association's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Texas Advantage Community Bank, National Association ever failed?
There is no failure record for FDIC certificate #58450 in the FDIC failed bank list.
How many branches does Texas Advantage Community Bank, National Association have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Alvin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Schlumberger Employees Credit UnionCredit union Sugar Land, TX | 94 out of 100, Very strong | $935.8M | 25.3% | 0.57% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |
| City of Deer Park Federal Credit UnionCredit union Deer Park, TX | 92 out of 100, Very strong | $7.3M | 21.7% | 0.01% | vs |
| Ila 28 Federal Credit UnionCredit union Pasadena, TX | 89 out of 100, Very strong | $10.5M | 21.6% | 0.00% | vs |
| P.I.E. Credit UnionCredit union Houston, TX | 88 out of 100, Very strong | $11.8M | 23.9% | 0.71% | vs |