Side-by-side · Q2 2026 data
Farmers State Bank vs Community Bank
Metric by metric
| Measure | Farmers State Bank | Community Bank |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 50 | 72 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 56 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 64th | 56th |
| Total assets | $254.8M | $69.3M |
| Deposits / shares | $237.4M | $60.2M |
| Capital ratio | 9.99% | 12.20% (stronger) |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.22% |
| Return on assets | 0.89% | 0.93% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 69.8% |
| Uninsured deposits | 13.8% | 11.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.