Side-by-side · Q2 2026 data
Farmers State Bank vs CorTrust Bank National Association
Metric by metric
| Measure | Farmers State Bank | CorTrust Bank National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 50 (stronger) | 49 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 56 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 64th | 27th |
| Total assets | $254.8M | $1.6B |
| Deposits / shares | $237.4M | $1.4B |
| Capital ratio | 9.99% (stronger) | 9.92% |
| Problem loans | 0.00% (stronger) | 0.70% |
| Net charge-offs | -0.00% (stronger) | 0.72% |
| Return on assets | 0.89% (stronger) | 0.38% |
| Loans ÷ deposits | 58.6% (stronger) | 72.9% |
| Uninsured deposits | 13.8% (stronger) | 20.8% |
| Offices | 3 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
Farmers State Bank has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 7 and CorTrust Bank National Association on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.