Side-by-side · Q2 2026 data
Farmers State Bank vs Moultrie Bank & Trust
Metric by metric
| Measure | Farmers State Bank | Moultrie Bank & Trust |
|---|---|---|
| TellerScore | 90 (stronger) | 82 |
| Capital cushion | 89 | 91 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 70 (stronger) | 60 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 82nd |
| Total assets | $156.2M | $150.6M |
| Deposits / shares | $134.3M | $128.6M |
| Capital ratio | 13.92% | 14.07% (stronger) |
| Problem loans | 0.28% | 0.10% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 2.15% (stronger) | 0.99% |
| Loans ÷ deposits | 90.3% | 56.6% (stronger) |
| Uninsured deposits | 15.1% (stronger) | 51.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and Moultrie Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.