Side-by-side · Q2 2026 data
Farmers State Bank vs Bank of Montana
Metric by metric
| Measure | Farmers State Bank | Bank of Montana |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 38 | 39 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 52 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 26th | 61st |
| Total assets | $790.3M | $308.6M |
| Deposits / shares | $664.3M | $278.9M |
| Capital ratio | 8.84% | 8.89% (stronger) |
| Problem loans | 0.68% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.98% | 3.26% (stronger) |
| Loans ÷ deposits | 78.1% | 27.2% (stronger) |
| Uninsured deposits | 12.7% (stronger) | 58.3% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Bank of Montana has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 1 and Bank of Montana on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.