Side-by-side · Q2 2026 data
Farmers State Bank vs Bank
Metric by metric
| Measure | Farmers State Bank | Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 77 (stronger) | 37 |
| Loan quality | 74 | 74 |
| Earnings | 61 (stronger) | 47 |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 57th | 19th |
| Total assets | $221.4M | $217.4M |
| Deposits / shares | $189.7M | $193.0M |
| Capital ratio | 12.73% (stronger) | 8.68% |
| Problem loans | 0.77% (stronger) | 0.78% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.03% (stronger) | 0.67% |
| Loans ÷ deposits | 84.9% | 70.0% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 26.2% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
Farmers State Bank has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.