Side-by-side · Q2 2026 data
Farmers State Bank vs Manufacturers Bank & Trust Company
Metric by metric
| Measure | Farmers State Bank | Manufacturers Bank & Trust Company |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 77 (stronger) | 54 |
| Loan quality | 74 (stronger) | 69 |
| Earnings | 61 | 73 (stronger) |
| Funding & liquidity | 75 | 75 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 57th | 37th |
| Total assets | $221.4M | $738.2M |
| Deposits / shares | $189.7M | $640.4M |
| Capital ratio | 12.73% (stronger) | 10.44% |
| Problem loans | 0.77% (stronger) | 0.94% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.03% | 1.31% (stronger) |
| Loans ÷ deposits | 84.9% | 79.3% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 19.9% |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Farmers State Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Manufacturers Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clear Lake, IA