Side-by-side · Q2 2026 data
Farmers State Bank vs United Farmers State Bank
Metric by metric
| Measure | Farmers State Bank | United Farmers State Bank |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 77 (stronger) | 53 |
| Loan quality | 74 | 89 (stronger) |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 50 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 57th | 61st |
| Total assets | $221.4M | $233.8M |
| Deposits / shares | $189.7M | $181.6M |
| Capital ratio | 12.73% (stronger) | 10.33% |
| Problem loans | 0.77% | 0.33% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.03% | 2.12% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 112.0% |
| Uninsured deposits | 15.4% | 13.9% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Farmers State Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and United Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.