Side-by-side · Q2 2026 data
Farmers State Bank vs Blue Grass Federal Savings and Loan Association
Bank
Blue Grass Federal Savings and Loan Association
Paris, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Farmers State Bank | Blue Grass Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 64 | 100 (stronger) |
| Earnings | 65 (stronger) | 32 |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 37th | 63rd |
| Total assets | $69.3M | $58.5M |
| Deposits / shares | $62.5M | $40.6M |
| Capital ratio | 10.71% | 15.91% (stronger) |
| Problem loans | 1.07% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 0.29% |
| Loans ÷ deposits | 44.8% (stronger) | 110.0% |
| Uninsured deposits | 24.1% | 10.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Grass Federal Savings and Loan Association has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and Blue Grass Federal Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.