Side-by-side · Q2 2026 data
Farmers State Bank vs Pinnacle Bank, Inc.
Metric by metric
| Measure | Farmers State Bank | Pinnacle Bank, Inc. |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 64 (stronger) | 42 |
| Earnings | 65 (stronger) | 37 |
| Funding & liquidity | 90 (stronger) | 70 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 37th | 30th |
| Total assets | $69.3M | $57.9M |
| Deposits / shares | $62.5M | $46.8M |
| Capital ratio | 10.71% | 15.67% (stronger) |
| Problem loans | 1.07% (stronger) | 1.74% |
| Net charge-offs | 0.25% (stronger) | 0.97% |
| Return on assets | 1.13% (stronger) | 0.43% |
| Loans ÷ deposits | 44.8% (stronger) | 78.4% |
| Uninsured deposits | 24.1% (stronger) | 25.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Pinnacle Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.