Side-by-side · Q2 2026 data
Farmers State Bank vs The Peoples Savings Bank
Metric by metric
| Measure | Farmers State Bank | The Peoples Savings Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 57 |
| Capital cushion | 43 (stronger) | 40 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 63 (stronger) | 49 |
| Funding & liquidity | 81 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 50th | 14th |
| Total assets | $187.5M | $189.3M |
| Deposits / shares | $163.0M | $172.5M |
| Capital ratio | 9.30% (stronger) | 8.96% |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.07% (stronger) | 0.09% |
| Return on assets | 1.07% (stronger) | 0.72% |
| Loans ÷ deposits | 77.7% (stronger) | 90.5% |
| Uninsured deposits | 17.0% (stronger) | 21.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 7 and The Peoples Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.