Side-by-side · Q2 2026 data
Farmers State Bank vs Readlyn Savings Bank
Metric by metric
| Measure | Farmers State Bank | Readlyn Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 82 | 91 (stronger) |
| Funding & liquidity | 67 (stronger) | 66 |
| Problem-loan coverage | 90 (stronger) | 79 |
| Peer percentile | 64th | 31st |
| Total assets | $150.5M | $148.3M |
| Deposits / shares | $130.7M | $111.6M |
| Capital ratio | 12.70% | 19.30% (stronger) |
| Problem loans | 0.91% (stronger) | 3.04% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.55% | 1.77% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 84.9% |
| Uninsured deposits | 23.6% (stronger) | 23.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Readlyn Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.