Side-by-side · Q2 2026 data
Farmers State Bank vs Rolling Hills Bank & Trust
Metric by metric
| Measure | Farmers State Bank | Rolling Hills Bank & Trust |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 70 (stronger) | 68 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 92 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 89th | 68th |
| Total assets | $72.6M | $484.4M |
| Deposits / shares | $64.2M | $416.2M |
| Capital ratio | 12.03% (stronger) | 11.85% |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 2.09% (stronger) | 1.45% |
| Loans ÷ deposits | 62.6% (stronger) | 90.9% |
| Uninsured deposits | 20.4% (stronger) | 26.2% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Farmers State Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 7 and Rolling Hills Bank & Trust on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.