Farmers State Bank (FDIC certificate #9106) is based in Yale, Iowa. Its Q2 2026 call report shows $72.6M in total assets and $64.2M in deposits and 1 office.
Based on its Q2 2026 filing, Farmers State Bank scores 90/100, which we describe as very strong. That is higher than 89% of 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 16th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (70/100; 12.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (82 → 90), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 83 |
| Q4 2024 | 83 |
| Q1 2025 | 80 |
| Q2 2025 | 82 |
| Q3 2025 | 82 |
| Q4 2025 | 83 |
| Q1 2026 | 87 |
| Q2 2026 | 90 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.46% |
| Q3 2024 | 11.33% |
| Q4 2024 | 11.20% |
| Q1 2025 | 10.47% |
| Q2 2025 | 11.01% |
| Q3 2025 | 11.44% |
| Q4 2025 | 11.52% |
| Q1 2026 | 11.33% |
| Q2 2026 | 12.03% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.31% |
| Q3 2024 | 1.32% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.31% |
| Q2 2025 | 1.32% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.85% |
| Q2 2026 | 2.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $72.6M | 12.03% | 0.00% | 2.09% | 62.6% |
| Q1 2026 | 87 | $74.4M | 11.33% | 0.00% | 1.85% | 57.7% |
| Q4 2025 | 83 | $73.1M | 11.52% | 0.00% | 1.39% | 66.2% |
| Q3 2025 | 82 | $75.7M | 11.44% | 0.00% | 1.23% | 57.8% |
| Q2 2025 | 82 | $69.6M | 11.01% | 0.00% | 1.32% | 55.4% |
| Q1 2025 | 80 | $74.6M | 10.47% | 0.00% | 1.31% | 48.5% |
| Q4 2024 | 83 | $67.0M | 11.20% | 0.00% | 1.36% | 55.4% |
| Q3 2024 | 83 | $67.3M | 11.33% | 0.00% | 1.32% | 57.5% |
| Q2 2024 | 84 | $66.3M | 11.46% | 0.00% | 1.31% | 52.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Nashua, IA | 79 out of 100, Strong | $72.5M | 10.7% | 0.00% | vs |
| First Heritage BankBank Shenandoah, IA | 79 out of 100, Strong | $72.1M | 10.2% | 0.00% | vs |
| State BankBank Spencer, IA | 61 out of 100, Moderate | $74.9M | 8.3% | 0.70% | vs |
| The Farmers State BankBank Marcus, IA | 88 out of 100, Very strong | $77.2M | 13.2% | 0.51% | vs |
| Citizens Savings BankBank Marshalltown, IA | 74 out of 100, Strong | $77.9M | 9.9% | 0.00% | vs |
| Sloan State BankBank Sloan, IA | 53 out of 100, Below average | $78.9M | 10.9% | 4.28% | vs |
Deposit insurance
Is my money safe at Farmers State Bank?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #9106). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.4% of deposits ($13.1M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.03%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Farmers State Bank lists 1 office in 1 city. Most locations:
- Yale, IA (1)
Identity & history
Profile
- Legal name
- Farmers State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9106
- RSSD ID
- 507349
- Primary regulator
- FDIC
- Holding company
- Yale Bcorp
- Established
- March 21, 1921
- Headquarters
- 201 Main St, Yale, IA 50277
- Website
- www.yalebankiowa.com
- Employees
- 4
Quick answers
Farmers State Bank: common questions
Is Farmers State Bank FDIC insured?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #9106). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers State Bank's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers State Bank ever failed?
There is no failure record for FDIC certificate #9106 in the FDIC failed bank list.
How many branches does Farmers State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Yale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Stuart, IA | 82 out of 100, Strong | $129.7M | 11.9% | 0.03% | vs |
| Heartland BankBank Somers, IA | 79 out of 100, Strong | $256.1M | 13.2% | 0.81% | vs |
| Guthrie County State BankBank Panora, IA | 77 out of 100, Strong | $279.2M | 12.3% | 0.16% | vs |
| Rolling Hills Bank & TrustBank Atlantic, IA | 77 out of 100, Strong | $484.4M | 11.8% | 0.30% | vs |
| The Family Credit UnionCredit union Davenport, IA | 75 out of 100, Strong | $253.3M | 14.0% | 1.10% | vs |
| United Bank of IowaBank Ida Grove, IA | 73 out of 100, Strong | $2.5B | 10.3% | 0.26% | vs |