Side-by-side · Q2 2026 data
Farmers State Bank vs Community State Bank
Metric by metric
| Measure | Farmers State Bank | Community State Bank |
|---|---|---|
| TellerScore | 87 | 89 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 65 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 87th |
| Total assets | $36.7M | $41.4M |
| Deposits / shares | $31.5M | $33.6M |
| Capital ratio | 13.07% | 20.23% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.02% | -0.12% (stronger) |
| Return on assets | 1.13% (stronger) | 0.57% |
| Loans ÷ deposits | 39.1% (stronger) | 39.4% |
| Uninsured deposits | 12.7% | 4.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (89 vs 87). On the 6 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and Community State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.