Headquartered in Lake View, Iowa, Farmers State Bank is a state-chartered bank (fed member) with $36.7M in total assets and $31.5M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1914.
Farmers State Bank has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 84% of its 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 27th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (65/100, 1.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (85 → 87), mostly because the earnings component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 83 |
| Q2 2025 | 85 |
| Q3 2025 | 88 |
| Q4 2025 | 87 |
| Q1 2026 | 88 |
| Q2 2026 | 87 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.60% |
| Q3 2024 | 14.18% |
| Q4 2024 | 13.60% |
| Q1 2025 | 13.15% |
| Q2 2025 | 13.52% |
| Q3 2025 | 13.96% |
| Q4 2025 | 13.82% |
| Q1 2026 | 13.53% |
| Q2 2026 | 13.07% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.88% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.77% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $36.7M | 13.07% | 0.00% | 1.13% | 39.1% |
| Q1 2026 | 88 | $38.6M | 13.53% | 0.00% | 1.05% | 36.1% |
| Q4 2025 | 87 | $35.9M | 13.82% | 0.00% | 0.77% | 41.4% |
| Q3 2025 | 88 | $34.9M | 13.96% | 0.00% | 0.86% | 41.6% |
| Q2 2025 | 85 | $35.5M | 13.52% | 0.00% | 0.71% | 39.8% |
| Q1 2025 | 83 | $36.6M | 13.15% | 0.00% | 0.59% | 38.3% |
| Q4 2024 | 86 | $35.0M | 13.60% | 0.00% | 0.74% | 39.3% |
| Q3 2024 | 88 | $34.0M | 14.18% | 0.00% | 0.81% | 39.7% |
| Q2 2024 | 87 | $35.2M | 13.60% | 0.00% | 0.88% | 38.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of PrimgharBank Primghar, IA | 84 out of 100, Strong | $36.3M | 14.3% | 0.00% | vs |
| State Bank of SchallerBank Schaller, IA | 59 out of 100, Moderate | $40.6M | 13.3% | 3.69% | vs |
| Community State BankBank Paton, IA | 89 out of 100, Very strong | $41.4M | 20.2% | 0.00% | vs |
| Maxwell State BankBank Maxwell, IA | 69 out of 100, Moderate | $31.7M | 15.4% | 1.03% | vs |
| Cornerstone BankBank Clarinda, IA | 83 out of 100, Strong | $42.0M | 15.2% | 0.47% | vs |
| Defiance State BankBank Defiance, IA | 68 out of 100, Moderate | $42.6M | 9.9% | 0.08% | vs |
Deposit insurance
Is my money safe at Farmers State Bank?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #9295). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.7% of deposits ($4.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Farmers State Bank lists 1 office in 1 city. Most locations:
- Lake View, IA (1)
Identity & history
Profile
- Legal name
- Farmers State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 9295
- RSSD ID
- 749840
- Primary regulator
- FED
- Holding company
- Jems Inc
- Established
- January 1, 1914
- Headquarters
- 401 Main St, Lake View, IA 51450
- Website
- www.fsblv.com
- Employees
- 7
Quick answers
Farmers State Bank: common questions
Is Farmers State Bank FDIC insured?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #9295). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers State Bank's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers State Bank ever failed?
There is no failure record for FDIC certificate #9295 in the FDIC failed bank list.
How many branches does Farmers State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lake View
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens First National Bank of Storm LakeBank Storm Lake, IA | 99 out of 100, Very strong | $256.5M | 15.9% | 0.03% | vs |
| Breda Savings BankBank Breda, IA | 82 out of 100, Strong | $106.0M | 10.9% | 0.00% | vs |
| First State BankBank Webster City, IA | 81 out of 100, Strong | $674.3M | 12.4% | 0.12% | vs |
| Crawford County Trust and Savings BankBank Denison, IA | 80 out of 100, Strong | $294.5M | 9.9% | 0.03% | vs |
| The Shelby County State BankBank Harlan, IA | 74 out of 100, Strong | $523.6M | 10.0% | 0.40% | vs |
| Telco Triad Community Credit UnionCredit union Sioux City, IA | 74 out of 100, Strong | $160.5M | 12.2% | 0.45% | vs |