Side-by-side · Q2 2026 data
Farmers State Bank vs Telco Triad Community Credit Union
Metric by metric
| Measure | Farmers State Bank | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 81 (stronger) | 72 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 65 (stronger) | 51 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 84th | 63rd |
| Total assets | $36.7M | $160.5M |
| Deposits / shares | $31.5M | $140.5M |
| Capital ratio | 13.07% (stronger) | 12.21% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | -0.02% (stronger) | 0.24% |
| Return on assets | 1.13% (stronger) | 0.77% |
| Loans ÷ deposits | 39.1% (stronger) | 85.5% |
| Uninsured deposits | 12.7% | 2.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Farmers State Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Telco Triad Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.