Side-by-side · Q2 2026 data
Farmers State Bank vs Westside State Bank
Metric by metric
| Measure | Farmers State Bank | Westside State Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 51 |
| Capital cushion | 81 (stronger) | 38 |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 65 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 45 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 84th | 8th |
| Total assets | $36.7M | $268.7M |
| Deposits / shares | $31.5M | $208.4M |
| Capital ratio | 13.07% (stronger) | 8.82% |
| Problem loans | 0.00% (stronger) | 1.57% |
| Net charge-offs | -0.02% (stronger) | 0.05% |
| Return on assets | 1.13% | 1.21% (stronger) |
| Loans ÷ deposits | 39.1% (stronger) | 111.9% |
| Uninsured deposits | 12.7% (stronger) | 19.9% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (87 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Westside State Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.