Side-by-side · Q2 2026 data
Farmers State Bank of Alto Pass, Ill. vs A.S.H. Employees Credit Union
Bank
Farmers State Bank of Alto Pass, Ill.
Alto Pass, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank of Alto Pass, Ill. | A.S.H. Employees Credit Union |
|---|---|---|
| TellerScore | 53 | 85 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 16 | 86 (stronger) |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 59 | 97 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $342.4M | $5.6M |
| Deposits / shares | $307.2M | $4.5M |
| Capital ratio | 9.51% | 19.83% (stronger) |
| Problem loans | 2.52% | 0.43% (stronger) |
| Net charge-offs | 0.44% | -0.31% (stronger) |
| Return on assets | 2.17% (stronger) | 1.30% |
| Loans ÷ deposits | 93.9% (stronger) | 97.4% |
| Uninsured deposits | 12.0% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.S.H. Employees Credit Union has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Alto Pass, Ill. leads on 2 and A.S.H. Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.