A.S.H. Employees Credit Union is a federally insured state-chartered credit union headquartered in Anna, Illinois, in business for about 74 years. At the end of Q2 2026 it reported $5.6M in total assets and $4.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, A.S.H. Employees Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 45th. Its strongest component is capital cushion (100/100; 19.83%), and its lowest is funding & liquidity (63/100; 97% loans-to-deposits, 0% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (87 → 85), mostly because the loan quality component weakened by 4 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 96 |
| Q4 2024 | 95 |
| Q1 2025 | 86 |
| Q2 2025 | 87 |
| Q3 2025 | 88 |
| Q4 2025 | 90 |
| Q1 2026 | 86 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.69% |
| Q3 2024 | 17.99% |
| Q4 2024 | 18.99% |
| Q1 2025 | 18.27% |
| Q2 2025 | 18.78% |
| Q3 2025 | 18.95% |
| Q4 2025 | 20.54% |
| Q1 2026 | 19.56% |
| Q2 2026 | 19.83% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.27% |
| Q3 2024 | 2.20% |
| Q4 2024 | 2.15% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.38% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.89% |
| Q1 2026 | 0.95% |
| Q2 2026 | 1.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $5.6M | 19.83% | 0.43% | 1.30% | 97.4% |
| Q1 2026 | 86 | $5.5M | 19.56% | 0.07% | 0.95% | 95.0% |
| Q4 2025 | 90 | $5.2M | 20.54% | 0.23% | 1.89% | 104.2% |
| Q3 2025 | 88 | $5.5M | 18.95% | 0.34% | 1.60% | 98.0% |
| Q2 2025 | 87 | $5.4M | 18.78% | 0.30% | 1.38% | 97.8% |
| Q1 2025 | 86 | $5.4M | 18.27% | 0.23% | 1.05% | 90.3% |
| Q4 2024 | 95 | $5.1M | 18.99% | 0.00% | 2.15% | 92.2% |
| Q3 2024 | 96 | $5.3M | 17.99% | 0.00% | 2.20% | 90.2% |
| Q2 2024 | 92 | $5.2M | 17.69% | 0.28% | 2.27% | 98.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| South Side Community Federal Credit UnionCredit union Chicago, IL | 73 out of 100, Strong | $5.7M | 18.5% | 0.82% | vs |
| Effingham Highway Credit UnionCredit union Effingham, IL | 94 out of 100, Very strong | $5.9M | 19.8% | 0.00% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |
| Peoria Bell Credit UnionCredit union Peoria, IL | 75 out of 100, Strong | $6.0M | 42.6% | 0.00% | vs |
| I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $5.0M | 13.5% | 0.00% | vs |
Deposit insurance
Is my money safe at A.S.H. Employees Credit Union?
Yes. A.S.H. Employees Credit Union is a federally insured credit union (NCUA charter #64967). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
A.S.H. Employees Credit Union lists 1 office in 1 city. Most locations:
- Anna, IL (1)
Identity & history
Profile
- Legal name
- A.S.H. Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64967
- RSSD ID
- 143297
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- Po Box 644, Anna, IL 62906
- Employees
- 2
Quick answers
A.S.H. Employees Credit Union: common questions
Is A.S.H. Employees Credit Union NCUA insured?
Yes. A.S.H. Employees Credit Union is a federally insured credit union (NCUA charter #64967). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is A.S.H. Employees Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does A.S.H. Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Anna
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
| St. Augustine Credit UnionCredit union Kelso, MO | 83 out of 100, Strong | $1.5M | 14.4% | 0.00% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Anna State BankBank Anna, IL | 81 out of 100, Strong | $111.6M | 12.5% | 0.02% | vs |