Side-by-side · Q2 2026 data
Farmers State Bank of Alto Pass, Ill. vs State Bank of Toulon
Bank
Farmers State Bank of Alto Pass, Ill.
Alto Pass, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank of Alto Pass, Ill. | State Bank of Toulon |
|---|---|---|
| TellerScore | 53 | 77 (stronger) |
| Capital cushion | 45 | 55 (stronger) |
| Loan quality | 16 | 96 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 66 | 74 (stronger) |
| Problem-loan coverage | 59 | 98 (stronger) |
| Peer percentile | 9th | 68th |
| Total assets | $342.4M | $343.4M |
| Deposits / shares | $307.2M | $298.6M |
| Capital ratio | 9.51% | 10.46% (stronger) |
| Problem loans | 2.52% | 0.13% (stronger) |
| Net charge-offs | 0.44% | 0.05% (stronger) |
| Return on assets | 2.17% (stronger) | 1.39% |
| Loans ÷ deposits | 93.9% | 73.9% (stronger) |
| Uninsured deposits | 12.0% (stronger) | 26.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
State Bank of Toulon has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Alto Pass, Ill. leads on 2 and State Bank of Toulon on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.