Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs Frontier Bank
Metric by metric
| Measure | Farmers State Bank of Calhan | Frontier Bank |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 42 | 58 (stronger) |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 79 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 37th | 80th |
| Total assets | $416.4M | $436.4M |
| Deposits / shares | $336.3M | $388.9M |
| Capital ratio | 9.21% | 10.78% (stronger) |
| Problem loans | 0.41% | 0.32% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.06% | 2.12% (stronger) |
| Loans ÷ deposits | 56.5% | 52.8% (stronger) |
| Uninsured deposits | 29.3% (stronger) | 34.1% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Frontier Bank has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 1 and Frontier Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.