Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs Integrity Bank & Trust
Metric by metric
| Measure | Farmers State Bank of Calhan | Integrity Bank & Trust |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 42 (stronger) | 41 |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 62 (stronger) | 56 |
| Funding & liquidity | 84 (stronger) | 61 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 37th | 22nd |
| Total assets | $416.4M | $459.6M |
| Deposits / shares | $336.3M | $372.6M |
| Capital ratio | 9.21% (stronger) | 9.11% |
| Problem loans | 0.41% (stronger) | 0.54% |
| Net charge-offs | 0.03% (stronger) | 0.18% |
| Return on assets | 1.06% (stronger) | 0.91% |
| Loans ÷ deposits | 56.5% (stronger) | 92.6% |
| Uninsured deposits | 29.3% | 21.5% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 2.1% |
Farmers State Bank of Calhan has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 6 and Integrity Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.