Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs PB&T Bank
Metric by metric
| Measure | Farmers State Bank of Calhan | PB&T Bank |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 37th | 61st |
| Total assets | $416.4M | $815.2M |
| Deposits / shares | $336.3M | $717.6M |
| Capital ratio | 9.21% | 10.64% (stronger) |
| Problem loans | 0.41% (stronger) | 0.54% |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.06% | 2.35% (stronger) |
| Loans ÷ deposits | 56.5% (stronger) | 84.1% |
| Uninsured deposits | 29.3% (stronger) | 31.3% |
| Offices | 4 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
PB&T Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 3 and PB&T Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Peyton, CO