Side-by-side · Q2 2026 data
Farmers State Bank of Hamel vs Grand Marais State Bank
Metric by metric
| Measure | Farmers State Bank of Hamel | Grand Marais State Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 45 (stronger) | 34 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 55 | 88 (stronger) |
| Funding & liquidity | 82 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 50th | 61st |
| Total assets | $198.3M | $207.2M |
| Deposits / shares | $185.1M | $189.6M |
| Capital ratio | 9.52% (stronger) | 8.40% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.87% | 1.71% (stronger) |
| Loans ÷ deposits | 34.7% (stronger) | 68.4% |
| Uninsured deposits | 31.5% | 19.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Marais State Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hamel leads on 4 and Grand Marais State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.