Side-by-side · Q2 2026 data
Farmers State Bank of Hamel vs Minnstar Bank National Association
Metric by metric
| Measure | Farmers State Bank of Hamel | Minnstar Bank National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 45 | 54 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 82 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 50th | 43rd |
| Total assets | $198.3M | $204.0M |
| Deposits / shares | $185.1M | $180.3M |
| Capital ratio | 9.52% | 10.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.87% | 1.07% (stronger) |
| Loans ÷ deposits | 34.7% (stronger) | 94.2% |
| Uninsured deposits | 31.5% | 10.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Farmers State Bank of Hamel has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hamel leads on 3 and Minnstar Bank National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.