Side-by-side · Q2 2026 data
Farmers State Bank of Hamel vs Scale Bank
Metric by metric
| Measure | Farmers State Bank of Hamel | Scale Bank |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 45 | 90 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 9 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 84th |
| Total assets | $198.3M | $626.7M |
| Deposits / shares | $185.1M | $423.1M |
| Capital ratio | 9.52% | 14.02% (stronger) |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.87% | 2.32% (stronger) |
| Loans ÷ deposits | 34.7% (stronger) | 119.9% |
| Uninsured deposits | 31.5% (stronger) | 52.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scale Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hamel leads on 4 and Scale Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.