Side-by-side · Q2 2026 data
Farmers State Bank of Hamel vs Wadena State Bank
Metric by metric
| Measure | Farmers State Bank of Hamel | Wadena State Bank |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 45 | 48 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 55 | 94 (stronger) |
| Funding & liquidity | 82 | 91 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 50th | 80th |
| Total assets | $198.3M | $206.6M |
| Deposits / shares | $185.1M | $187.9M |
| Capital ratio | 9.52% | 9.84% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.87% | 1.85% (stronger) |
| Loans ÷ deposits | 34.7% (stronger) | 69.4% |
| Uninsured deposits | 31.5% | 13.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wadena State Bank has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hamel leads on 2 and Wadena State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.