Side-by-side · Q2 2026 data
Farmers State Bank of Hoffman vs Crossroads Bank
Metric by metric
| Measure | Farmers State Bank of Hoffman | Crossroads Bank |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 47 | 76 (stronger) |
| Funding & liquidity | 89 (stronger) | 88 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 68th | 98th |
| Total assets | $232.1M | $234.7M |
| Deposits / shares | $168.2M | $195.0M |
| Capital ratio | 11.95% | 15.97% (stronger) |
| Problem loans | 0.17% | 0.06% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.67% | 1.39% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 71.9% |
| Uninsured deposits | 18.0% | 10.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
Crossroads Bank has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hoffman leads on 1 and Crossroads Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.