Side-by-side · Q2 2026 data
Farmers State Bank of Hoffman vs First Bank and Trust Company of Illinois
Metric by metric
| Measure | Farmers State Bank of Hoffman | First Bank and Trust Company of Illinois |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 47 | 77 (stronger) |
| Funding & liquidity | 89 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 45 |
| Peer percentile | 68th | 20th |
| Total assets | $232.1M | $228.6M |
| Deposits / shares | $168.2M | $189.5M |
| Capital ratio | 11.95% | 15.91% (stronger) |
| Problem loans | 0.17% (stronger) | 8.37% |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 0.67% | 1.43% (stronger) |
| Loans ÷ deposits | 67.3% | 67.2% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 34.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
Farmers State Bank of Hoffman has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Hoffman leads on 3 and First Bank and Trust Company of Illinois on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.