Side-by-side · Q2 2026 data
Farmers State Bank of Underwood vs Security State Bank of Aitkin
Metric by metric
| Measure | Farmers State Bank of Underwood | Security State Bank of Aitkin |
|---|---|---|
| TellerScore | 74 (stronger) | 56 |
| Capital cushion | 36 | 58 (stronger) |
| Loan quality | 99 (stronger) | 25 |
| Earnings | 87 (stronger) | 58 |
| Funding & liquidity | 71 | 96 (stronger) |
| Problem-loan coverage | 99 (stronger) | 65 |
| Peer percentile | 57th | 13th |
| Total assets | $113.8M | $114.5M |
| Deposits / shares | $103.9M | $106.7M |
| Capital ratio | 8.62% | 10.79% (stronger) |
| Problem loans | 0.03% (stronger) | 2.24% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 0.94% |
| Loans ÷ deposits | 81.5% | 52.5% (stronger) |
| Uninsured deposits | 22.1% | 19.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Underwood has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Underwood leads on 3 and Security State Bank of Aitkin on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.