Side-by-side · Q2 2026 data
Farmers State Bank of Western Illinois vs Service Plus Credit Union
Metric by metric
| Measure | Farmers State Bank of Western Illinois | Service Plus Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 91 (stronger) | 73 |
| Loan quality | 42 | 85 (stronger) |
| Earnings | 68 (stronger) | 65 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $167.3M | $34.7M |
| Deposits / shares | $143.4M | $30.4M |
| Capital ratio | 14.08% (stronger) | 12.29% |
| Problem loans | 1.74% | 0.46% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.55% |
| Return on assets | 1.19% (stronger) | 1.12% |
| Loans ÷ deposits | 51.0% (stronger) | 59.5% |
| Uninsured deposits | 20.7% | 2.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Plus Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Western Illinois leads on 4 and Service Plus Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.