TellerScore

Service Plus Credit Union (NCUA charter #65770) is based in Moline, Illinois. Its Q2 2026 call report shows $34.7M in total assets and $30.4M in member shares and deposits and 1 office.

Service Plus Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 61st. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 3% uninsured); earnings contributes the least (65/100, 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.29%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.46%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity100/100
Loans ÷ shares: 59.5% · 2.8% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.95%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the earnings component improved by 31 points.

TellerScore
637382Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202463
Q3 202466
Q4 202473
Q1 202576
Q2 202578
Q3 202580
Q4 202579
Q1 202682
Q2 202681
Net worth ratio
7.00%9.64%12.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.09%
Q3 202412.25%
Q4 202412.00%
Q1 202511.78%
Q2 202512.20%
Q3 202512.24%
Q4 202511.65%
Q1 202611.75%
Q2 202612.29%
Delinquent loans (60+ days)
0.00%0.69%1.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.37%
Q3 20240.95%
Q4 20240.16%
Q1 20250.11%
Q2 20250.02%
Q3 20250.00%
Q4 20250.29%
Q1 20260.08%
Q2 20260.46%
Return on assets
0.02%0.57%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.21%
Q3 20240.02%
Q4 20240.09%
Q1 20250.43%
Q2 20250.35%
Q3 20250.66%
Q4 20250.97%
Q1 20261.04%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$34.7M12.29%0.46%1.12%59.5%
Q1 202682$35.4M11.75%0.08%1.04%58.7%
Q4 202579$35.0M11.65%0.29%0.97%59.9%
Q3 202580$32.8M12.24%0.00%0.66%63.9%
Q2 202578$32.6M12.20%0.02%0.35%61.7%
Q1 202576$33.5M11.78%0.11%0.43%60.2%
Q4 202473$32.5M12.00%0.16%0.09%65.6%
Q3 202466$31.7M12.25%0.95%0.02%69.6%
Q2 202463$32.0M12.09%1.37%0.21%68.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.29%
34th
Problem loans0.46%
60th
Net charge-offs0.55%
25th
Return on assets1.12%
72nd
Loans to deposits59.5%
49th
Uninsured deposits2.8%
38th
Loan-loss reserves0.00%
37th
Texas ratio2.0%
53rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Canals & Trails Credit UnionCredit union Lockport, IL81 out of 100, Strong$34.2M11.1%0.23%vs
Area Educational Credit UnionCredit union Mattoon, IL87 out of 100, Very strong$33.7M20.4%0.92%vs
Illinois Valley Credit UnionCredit union Peru, IL58 out of 100, Moderate$36.3M10.1%0.34%vs
Sherwin Williams Emp. Credit UnionCredit union South Holland, IL71 out of 100, Strong$37.0M13.6%0.94%vs
Siue Credit UnionCredit union Edwardsville, IL74 out of 100, Strong$30.7M10.6%0.22%vs
Blackhawk Area Credit UnionCredit union Savanna, IL79 out of 100, Strong$39.1M13.4%0.13%vs

Deposit insurance

Is my money safe at Service Plus Credit Union?

Yes. Service Plus Credit Union is a federally insured credit union (NCUA charter #65770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.8% of shares and deposits ($843K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Service Plus Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Service Plus Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65770
RSSD ID
687997
Primary regulator
State + NCUA
Established
1950
Headquarters
2110 53rd St, Moline, IL 61265
Employees
6

Quick answers

Service Plus Credit Union: common questions

Is Service Plus Credit Union NCUA insured?

Yes. Service Plus Credit Union is a federally insured credit union (NCUA charter #65770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Service Plus Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Service Plus Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Moline

InstitutionScoreAssetsCapitalProblem loansCompare
Kone Employees Credit UnionCredit union Moline, IL94 out of 100, Very strong$20.7M17.5%0.55%vs
Blue Grass Savings BankBank Blue Grass, IA89 out of 100, Very strong$225.5M14.3%0.34%vs
Farmers National BankBank Prophetstown, IL88 out of 100, Very strong$895.7M15.0%0.23%vs
Liberty Trust & Savings BankBank Durant, IA86 out of 100, Very strong$186.2M20.7%0.86%vs
First Central State BankBank Dewitt, IA83 out of 100, Strong$772.4M13.4%0.21%vs
1st Gateway Credit UnionCredit union Camanche, IA80 out of 100, Strong$170.9M14.1%0.35%vs