Side-by-side · Q2 2026 data
Farmers Trust and Savings Bank vs Peoples Savings Bank
Metric by metric
| Measure | Farmers Trust and Savings Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 57 | 65 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 52 | 70 (stronger) |
| Earnings | 69 (stronger) | 59 |
| Funding & liquidity | 65 | 80 (stronger) |
| Problem-loan coverage | 74 | 86 (stronger) |
| Peer percentile | 14th | 29th |
| Total assets | $618.0M | $610.4M |
| Deposits / shares | $557.3M | $533.7M |
| Capital ratio | 9.53% | 9.95% (stronger) |
| Problem loans | 1.45% | 0.91% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.05% |
| Return on assets | 1.22% (stronger) | 0.97% |
| Loans ÷ deposits | 90.0% | 64.8% (stronger) |
| Uninsured deposits | 20.2% (stronger) | 28.5% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.2% |
Peoples Savings Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust and Savings Bank leads on 3 and Peoples Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.