Side-by-side · Q2 2026 data
Farmers Trust & Savings Bank vs Hills Bank and Trust Company
Metric by metric
| Measure | Farmers Trust & Savings Bank | Hills Bank and Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 89 (stronger) | 87 |
| Earnings | 100 | 100 |
| Funding & liquidity | 33 | 48 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 91st | 95th |
| Total assets | $191.6M | $4.8B |
| Deposits / shares | $138.1M | $3.5B |
| Capital ratio | 23.08% (stronger) | 13.36% |
| Problem loans | 0.34% (stronger) | 0.40% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 2.78% (stronger) | 2.08% |
| Loans ÷ deposits | 108.2% | 102.2% (stronger) |
| Uninsured deposits | 31.9% | 23.8% (stronger) |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Farmers Trust & Savings Bank has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust & Savings Bank leads on 5 and Hills Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Williamsburg, IA