Side-by-side · Q2 2026 data
Farmers Trust & Savings Bank vs Metco Credit Union
Metric by metric
| Measure | Farmers Trust & Savings Bank | Metco Credit Union |
|---|---|---|
| TellerScore | 87 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 100 | 100 |
| Funding & liquidity | 33 | 89 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 91st | 92nd |
| Total assets | $191.6M | $58.7M |
| Deposits / shares | $138.1M | $47.3M |
| Capital ratio | 23.08% (stronger) | 18.81% |
| Problem loans | 0.34% (stronger) | 0.70% |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 2.78% (stronger) | 2.65% |
| Loans ÷ deposits | 108.2% | 70.9% (stronger) |
| Uninsured deposits | 31.9% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metco Credit Union has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust & Savings Bank leads on 4 and Metco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.