Side-by-side · Q2 2026 data
Farmers Trust & Savings Bank vs Community Bank
Metric by metric
| Measure | Farmers Trust & Savings Bank | Community Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 91 (stronger) | 71 |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 68th | 64th |
| Total assets | $148.1M | $138.3M |
| Deposits / shares | $134.5M | $122.7M |
| Capital ratio | 9.00% | 10.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | -0.01% (stronger) | 0.72% |
| Return on assets | 1.78% (stronger) | 1.27% |
| Loans ÷ deposits | 71.6% (stronger) | 77.8% |
| Uninsured deposits | 21.6% | 19.8% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 6.9% |
Farmers Trust & Savings Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust & Savings Bank leads on 5 and Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.