Side-by-side · Q2 2026 data
FBT Bank & Mortgage vs Bank of Bearden
Metric by metric
| Measure | FBT Bank & Mortgage | Bank of Bearden |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 77 | 100 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 58 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 50th | 73rd |
| Total assets | $263.6M | $67.4M |
| Deposits / shares | $222.1M | $60.8M |
| Capital ratio | 10.39% | 11.29% (stronger) |
| Problem loans | 0.69% | 0.00% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 1.41% | 2.01% (stronger) |
| Loans ÷ deposits | 70.2% | 50.5% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 53.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Bearden has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), FBT Bank & Mortgage leads on 1 and Bank of Bearden on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.