FBT Bank & Mortgage is a state-chartered bank (fed member) headquartered in Fordyce, Arkansas, in business for about 95 years. At the end of Q2 2026 it reported $263.6M in total assets and $222.1M in deposits, with 5 offices.
FBT Bank & Mortgage has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 30th. Problem-loan coverage contributes the most (88/100, 6.0%); capital cushion contributes the least (54/100, 10.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (67 → 72), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 69 |
| Q4 2024 | 65 |
| Q1 2025 | 70 |
| Q2 2025 | 67 |
| Q3 2025 | 68 |
| Q4 2025 | 64 |
| Q1 2026 | 71 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.36% |
| Q3 2024 | 9.53% |
| Q4 2024 | 9.37% |
| Q1 2025 | 9.31% |
| Q2 2025 | 9.83% |
| Q3 2025 | 9.98% |
| Q4 2025 | 10.13% |
| Q1 2026 | 10.57% |
| Q2 2026 | 10.39% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.91% |
| Q4 2025 | 0.95% |
| Q1 2026 | 0.99% |
| Q2 2026 | 0.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.07% |
| Q3 2024 | 1.13% |
| Q4 2024 | 0.71% |
| Q1 2025 | 1.11% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.14% |
| Q4 2025 | 0.78% |
| Q1 2026 | 1.49% |
| Q2 2026 | 1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $263.6M | 10.39% | 0.69% | 1.41% | 70.2% |
| Q1 2026 | 71 | $250.5M | 10.57% | 0.99% | 1.49% | 73.1% |
| Q4 2025 | 64 | $246.8M | 10.13% | 0.95% | 0.78% | 69.1% |
| Q3 2025 | 68 | $258.1M | 9.98% | 0.91% | 1.14% | 67.4% |
| Q2 2025 | 67 | $256.1M | 9.83% | 0.86% | 1.10% | 66.1% |
| Q1 2025 | 70 | $252.9M | 9.31% | 0.48% | 1.11% | 64.9% |
| Q4 2024 | 65 | $253.1M | 9.37% | 0.56% | 0.71% | 66.1% |
| Q3 2024 | 69 | $254.6M | 9.53% | 0.65% | 1.13% | 64.3% |
| Q2 2024 | 69 | $254.1M | 9.36% | 0.50% | 1.07% | 63.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of SalemBank Salem, AR | 71 out of 100, Strong | $261.5M | 12.4% | 1.79% | vs |
| Petit Jean State BankBank Morrilton, AR | 93 out of 100, Very strong | $260.0M | 16.9% | 0.63% | vs |
| Bank of Little RockBank Little Rock, AR | 56 out of 100, Moderate | $252.9M | 8.6% | 0.51% | vs |
| Smackover State BankBank Smackover, AR | 68 out of 100, Moderate | $252.4M | 11.0% | 0.83% | vs |
| Bodcaw BankBank Stamps, AR | 60 out of 100, Moderate | $247.3M | 10.9% | 1.38% | vs |
| Farmers BankBank Greenwood, AR | 90 out of 100, Very strong | $288.7M | 16.2% | 0.20% | vs |
Deposit insurance
Is my money safe at FBT Bank & Mortgage?
Yes. FBT Bank & Mortgage is an FDIC-insured institution (FDIC certificate #1028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.5% of deposits ($43.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
FBT Bank & Mortgage lists 4 offices in 4 cities. Most locations:
- Fordyce, AR (1)
- Pine Bluff, AR (1)
- Rison, AR (1)
- White Hall, AR (1)
Identity & history
Profile
- Legal name
- FBT Bank & Mortgage
- Former names
- Fordyce Bank & Trust Co.
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1028
- RSSD ID
- 314444
- Primary regulator
- FED
- Holding company
- Fbt Bancshares Inc
- Established
- January 6, 1931
- Headquarters
- 200 W 4th St, Fordyce, AR 71742
- Website
- www.fbtbank.com
- Employees
- 55
Quick answers
FBT Bank & Mortgage: common questions
Is FBT Bank & Mortgage FDIC insured?
Yes. FBT Bank & Mortgage is an FDIC-insured institution (FDIC certificate #1028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FBT Bank & Mortgage's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FBT Bank & Mortgage ever failed?
There is no failure record for FDIC certificate #1028 in the FDIC failed bank list.
How many branches does FBT Bank & Mortgage have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fordyce
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of BeardenBank Bearden, AR | 83 out of 100, Strong | $67.4M | 11.3% | 0.00% | vs |
| Relyance BankBank White Hall, AR | 76 out of 100, Strong | $1.4B | 13.3% | 0.40% | vs |
| Warren Bank and Trust CompanyBank Warren, AR | 75 out of 100, Strong | $146.3M | 16.2% | 1.52% | vs |
| Union Bank & Trust CompanyBank Monticello, AR | 66 out of 100, Moderate | $355.8M | 10.2% | 1.11% | vs |
| Generations BankBank Rogers, AR | 63 out of 100, Moderate | $1.1B | 11.5% | 1.51% | vs |
| Arkansas Superior Federal Credit UnionCredit union Warren, AR | 47 out of 100, Below average | $90.5M | 23.5% | 7.38% | vs |