Side-by-side · Q2 2026 data
FBT Bank & Mortgage vs Relyance Bank
Metric by metric
| Measure | FBT Bank & Mortgage | Relyance Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 54 | 83 (stronger) |
| Loan quality | 77 | 87 (stronger) |
| Earnings | 76 (stronger) | 69 |
| Funding & liquidity | 85 (stronger) | 39 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 50th | 80th |
| Total assets | $263.6M | $1.4B |
| Deposits / shares | $222.1M | $1.2B |
| Capital ratio | 10.39% | 13.27% (stronger) |
| Problem loans | 0.69% | 0.40% (stronger) |
| Net charge-offs | 0.35% | 0.02% (stronger) |
| Return on assets | 1.41% (stronger) | 1.21% |
| Loans ÷ deposits | 70.2% (stronger) | 91.8% |
| Uninsured deposits | 19.5% (stronger) | 41.1% |
| Offices | 4 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Relyance Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), FBT Bank & Mortgage leads on 3 and Relyance Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pine Bluff, AR
- Fordyce, AR
- White Hall, AR